Capture
Capture from wherever you are
Record one expense at a time by voice, type a natural-language entry, or use manual fields when you already know the details. The Home Screen widgets support direct voice capture and open-in-app recording.
SpeakanceAvailable for iPhone, iPad, and Home Screen widgets
Capture expenses anywhere.
Keep the ledger clean.
Speak, type, or enter expenses manually. Start voice capture from the app, direct widget, or Open & Record widget, review only uncertain parses, reconcile saved items, track subscriptions, export reports, and keep a synced ledger ready for trips, cards, categories, and insights.
Voice, text, and manual captureHome Screen widgetsLive Activity controlsReady notificationsOffline queueAccount syncTrips, cards, categoriesReconciliation statusSubscriptionsTrip reportsDaily AI limitsPDF + CSV exportsBackup import/export
Speakance
Capture • Widgets • Ledger • Insights
Capture
Speak, type, enter manually, or preselect a trip
Ready
VoiceTextManualTrip
Widget voice captureLive Activity timer with stop and cancel controls
00:12
Ledger • Feb 2026
Month · Status · Trip · Card · Currency filters
Up to date
Month
US$1,240
Entries
34
Status
Clear
Food · Tacos
Reconciled · Visa · 23 Feb · Text
US$22
Transport · Uber
Unreconciled · Amex · 23 Feb · Voice
US$18
Subscriptions · iCloud
Recurring · Default card · 22 Feb
US$10
Insights
Momentum, category drilldowns, trip reports, subscriptions
Add subscription
Built for everyday use
Capture first. Let Speakance handle the waiting.
Speakance is designed for real-world use: record in the moment, keep processing in the queue, get notified when an expense is ready, reconcile rows later, and let recurring subscriptions surface as charge reviews before they become ledger drift.
Input
Voice, text, manual
Fast access
Widgets + Live Activity
Sync behavior
Cloud sync + offline queue
Ledger control
Status, bulk edits
Reports
Trip, PDF, CSV
Review
Review only when a capture needs it
Clear captures can be saved automatically, and when something needs review you can edit amount, currency, category, date, trip, card, merchant, and description before it lands in the ledger. Due subscription charges use the same focused review flow.
Ledger
Reconcile with less scrolling
Filter saved expenses by month, reconciliation status, trip, card, and currency. Select rows to mark reconciled, reclassify them in bulk, restore recent deletes, or retry queue items.
Insights
See totals and category patterns
Filter insights by trip, card, currency, and month. Drill into category segments, compare month-to-month momentum, see notable charges, open trip summaries, and keep active subscriptions visible.
Trips
Close out a trip with a cleaner report
Trip summaries collect assigned expenses into totals, daily spend, category and card breakdowns, reconciliation checks, audit filters, and trip-scoped PDF or CSV exports.
Control
Manage the data behind the ledger
Manage trips, payment methods, default currency, capture language, custom categories, notifications, PDF and CSV exports, JSON backup import/export, monthly cleanup, tutorial replay, and account actions directly in the app.
Recurring
Bring subscriptions into the same ledger
Add weekly, monthly, or yearly subscriptions with category, payment method, currency, and next-charge dates. When a charge is due, Speakance can open it as a review-ready expense instead of hiding it in a separate tracker.
Widgets
Keep capture and status on the Home Screen
The widget shows today's totals, recent expenses, top categories, and queue status. During recording, Live Activity and Dynamic Island controls let you stop or cancel quickly.
Account
Sync, recover, and leave cleanly
Sign in with email/password or Apple, confirm email links on the web, reset passwords, and delete your account and synced data from Settings when you are done.
Limits
Stay useful when AI pauses
Voice and text parsing show daily usage in Settings, while manual entry, saved ledger editing, exports, and backups remain available when AI capture is limited.